Why are Prescription Drug Costs Rising Rapidly Again?

Specialty Medications – Great Potential, Great Cost. Years ago high cost specialty prescriptions were designed for small patient populations. Today, new prescriptions coming to market are designed to treat more common chronic conditions. Some of these chronic...

Is Self-Insuring Your Health Plan Something You Should Consider?

Employers have self-insured their health plans for many years, but historically self-insurance was a solution for large employers only.  Unfortunately, small employers have found themselves battling large healthcare increases with little warning and minimal to no data...

New HMO Solution for Mid-Sized Chicago-land Employers

Consolidation in the health insurance industry over the past decade has resulted in fewer insurers, fewer choices, and higher health insurance premiums.  In the Chicago market, there are only two insurance companies that offer competitively priced HMO plans.  However,...

How to Respond to a Marketplace Appeal Notice

  Employers often begin to receive Marketplace Appeal Notices after the Healthcare Marketplace’s open enrollment period ends.  The letter notifies employers of employees who enrolled in Marketplace coverage and obtained an advanced premium tax credit for at least...