The Pros and Cons of Unlimited Paid Time Off (PTO)

Many companies have transitioned to using a single bucket of paid time off (PTO) instead of breaking time off into vacation, sick and personal days. Going beyond this, some companies have enacted unlimited or flexible PTO. Upon hearing of this type of arrangement you...

Check ACA Reporting Off Your “To-Do” List

The Affordable Care Act (ACA) created a number of federal reporting requirements for employers and health plans. However, many employer groups have put off addressing the legal responsibility of complying with the reporting requirements . . . and time is running out....

Introducing Accountable Care Organizations (ACO)

Imagine if Employers, Insurers, Brokers, and Healthcare Providers All Had a Seat at the Health Insurance Renewal Table? Introducing Accountable Care Organizations (ACO) The term ACO is foreign to most. While ACO’s have been around for some time, most people are just...

What is a 1095 form and why did I get it?

In early 2016, you will receive two important new tax forms.  In general, you will receive a Form 1095-B if you were enrolled in our company’s health plan in 2015.  You will receive Form 1095-C if you were a full-time employee of our company at any time during 2015....