In 2014, the Affordable Care Act or ACA changed the way insurance companies were allowed to rate small group health insurance plans. Prior to the ACA, insurers were allowed to rate plans based on factors such as insured members’ age/gender/health, location of the...
Employers have self-insured their health plans for many years, but historically self-insurance was a solution for large employers only. Unfortunately, small employers have found themselves battling large healthcare increases with little warning and minimal to no data...
